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    <title>Sweet Poverty Flats</title>
    <link>http://sweetpovertyflats.savingadvice.com</link>
    <description>DH has retired, we haved returned to the town of our youth. Adjusting to limited income.</description>
	<webMaster>webmaster@savingadvice.com</webMaster>
	<managingEditor>MarthaAnn</managingEditor>
    <language>en-us</language>
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      <title>Conserving Resources</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/08/09/conserving-resources_29086/</link>
      <description>I was ready to post -- Another NO SPEND day when I came across this great article.&lt;br /&gt;
&lt;br /&gt;
When I have used the word FRUGAL with my in-laws and other family members they make a face and say &quot; like a cheapskate&quot;&lt;br /&gt;
&lt;br /&gt;
UGh !...&lt;br /&gt;
This article says it SO WELL.&lt;br /&gt;
&lt;br /&gt;
Frugal Living: When Less Is More...</description>
      <pubDate>Thu, 09 Aug 2007 19:30:00 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>Alive and Present</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/08/09/alive-and-present_29061/</link>
      <description>I was reading over some of the sidebar links over at LUCKY ROBINS blog and clicked on &quot;all things frugal&quot;&lt;br /&gt;
&lt;br /&gt;
This article caught my attention.&lt;br /&gt;
Maybe it will give others something to think about,too.&lt;br /&gt;
&lt;br /&gt;
.....&lt;br /&gt;
Alive and Present&lt;br /&gt;
&lt;br /&gt;
by Steve Goodier&lt;br /&gt;
&lt;br /&gt;
Architect Frank Lloyd Wright once...</description>
      <pubDate>Thu, 09 Aug 2007 04:29:10 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
    </item>
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      <title>NO spend day</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/08/09/no-spend-day_29059/</link>
      <description>Wednesday was a SUPER GOOD DAY for me.&lt;br /&gt;
&lt;br /&gt;
I did not spend any money and did not use any gasoline, ( a NO DRIVING DAY, too)&lt;br /&gt;
&lt;br /&gt;
Our afternoon temps are going above 100 degrees, so I guess I will SPEND money when the utility bill arrives.</description>
      <pubDate>Thu, 09 Aug 2007 03:59:32 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>Food cost for the summer</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/08/08/food-cost-for-the-summer_29019/</link>
      <description>I wanted to ask about food cost for families that have all the kids at home.&lt;br /&gt;
&lt;br /&gt;
Do you have a garden or do you use lots of frugal recipes for the summer.&lt;br /&gt;
&lt;br /&gt;
My DH seems to eat less because of the heat, but, seems to enjoy fresh fruit more in the summer months.</description>
      <pubDate>Wed, 08 Aug 2007 04:58:30 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>back to DIME-AT-A-TIME !</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/08/08/back-to-dime-at-a-time-_29015/</link>
      <description>Going to PULL OUT my quart mason jar and count my dimes.&lt;br /&gt;
&lt;br /&gt;
We have continued adding but little ole dimes don't stack up too fast.&lt;br /&gt;
&lt;br /&gt;
</description>
      <pubDate>Wed, 08 Aug 2007 04:41:23 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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    <item>
      <title>Coming Back</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/08/07/coming-back_28978/</link>
      <description>We left North Florida in March for a short term work assignment. Should have been 60 days -- now we are into August, and we see ourselves GOING HOME.&lt;br /&gt;
&lt;br /&gt;
I have had limited internet connections so I am most interested in getting back to my SWEET POVERTY FLATS page.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
</description>
      <pubDate>Tue, 07 Aug 2007 05:05:38 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
    </item>
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      <title>Interest rates</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/02/05/interest-rates_21874/</link>
      <description>I get a newsletter from CLARK HOWARD and this is something I read today.&lt;br /&gt;
&lt;br /&gt;
HSBC offers 6% on savings&lt;br /&gt;
For a limited time, HSBC – Hong Kong and Shanghai Banking Corporation – is offering 6 percent on savings accounts. The offer is good through the end of April at the online-only bank,...</description>
      <pubDate>Mon, 05 Feb 2007 18:08:27 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>Getting a handle on $20.00</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/02/05/getting-a-handle-on-2000_21836/</link>
      <description>O.K.&lt;br /&gt;
&lt;br /&gt;
Here's my plan.&lt;br /&gt;
&lt;br /&gt;
Save a DIME at a TIME..!&lt;br /&gt;
&lt;br /&gt;
I have started a DIME jar. A Quart Size canning jar with a screw on lid will be my container of choice.&lt;br /&gt;
&lt;br /&gt;
I used a butcher knife and cut a SMALL slit through the lid, just big enough for a DIME to drop through.&lt;br /&gt;
&lt;br /&gt;
After gathering...</description>
      <pubDate>Mon, 05 Feb 2007 05:51:38 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>Bread for Valentines</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/02/04/bread-for-vallentines_21821/</link>
      <description>I am in the mood for this bread -- maybe&lt;br /&gt;
because I just had pizza.&lt;br /&gt;
&lt;br /&gt;
MarthaAnn &lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
Gougere Bread:&lt;br /&gt;
&lt;br /&gt;
From Linda Larsen,Your Guide to Busy Cooks. &lt;br /&gt;
This fabulous recipe is simply a cream puff dough with cubed and grated cheese added. It makes a wonderful accompaniment to salads...</description>
      <pubDate>Sun, 04 Feb 2007 18:04:11 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>Super Bowl Pizza</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/02/04/super-bowl-pizza_21820/</link>
      <description>How is going for your team?&lt;br /&gt;
&lt;br /&gt;
I prepared a Bar-B-Que Pizza for the 2 of us.&lt;br /&gt;
&lt;br /&gt;
used a quick mix for the dough (crust)&lt;br /&gt;
&lt;br /&gt;
then used 2 or 3 tablespoons of store brand Bar-B-Q sauce as my pizza sauce.&lt;br /&gt;
&lt;br /&gt;
Chopped leftover pork roast and tosses it with a small amount of sauce. Scattered...</description>
      <pubDate>Sun, 04 Feb 2007 17:53:42 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>I'm working on the TWENTY $ Challenge</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/02/04/im-working-on-the-twenty-challenge_21819/</link>
      <description>I have to say I am having some MIXED thoughts on working out the challenge in my head. &lt;br /&gt;
Let me explain HOW I live very Frugal and only buy purchases when I know the price has dropped.&lt;br /&gt;
&lt;br /&gt;
I do learn prices and I do comparison shop.&lt;br /&gt;
 &lt;br /&gt;
My issue is: Did I really SAVE.&lt;br /&gt;
&lt;br /&gt;
EXAMPLE : NEW...</description>
      <pubDate>Sun, 04 Feb 2007 17:44:39 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>Grocery shopping</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/02/04/grocery-shopping_21816/</link>
      <description>I made my FRUGAL shopping trip to the grocery store on Friday.&lt;br /&gt;
&lt;br /&gt;
Spent $24.50 then at the Bread store I spent $1.93, ( and caught a cashier mistake when I looked over my receipt at home) It should have been $1.50 plus tax&lt;br /&gt;
&lt;br /&gt;
24.50&lt;br /&gt;
$1.93&lt;br /&gt;
Total for 7 days for 2 people - $26.43&lt;br /&gt;
&lt;br /&gt;
Whole...</description>
      <pubDate>Sun, 04 Feb 2007 17:25:37 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>Valentine's  Day FOOD</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/02/02/valentines-day-food_21653/</link>
      <description>YES, I still chose to post this under the 20.00 Challenge, because I am reading HOW each of you are being so thrifty.&lt;br /&gt;
&lt;br /&gt;
I know beef is a meat that men love, So, my WONDERMENT (QUESTION)  is What dish do you plan to prepare on Feb. 14.&lt;br /&gt;
&lt;br /&gt;
I am really searching around but right now,...</description>
      <pubDate>Fri, 02 Feb 2007 05:32:15 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>Valentines Day</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/02/01/valentines-day_21601/</link>
      <description>What can we do that is FRUGAL ?&lt;br /&gt;
&lt;br /&gt;
Any ideas out there?&lt;br /&gt;
&lt;br /&gt;
Does Valentine’s Day have to be expensive? Not at all. Are you and your loved one going through a tough time &lt;br /&gt;
financially? Even if you’re not, is the thought of saving &lt;br /&gt;
money more attractive to you than spending a small fortune...</description>
      <pubDate>Thu, 01 Feb 2007 08:52:59 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>February is here</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/02/01/february-is-here-_21592/</link>
      <description>O.K. today I am going to the grocery store. Will post later my BARGAINS and Savings.&lt;br /&gt;
&lt;br /&gt;
Gotta get some cornmeal, for sure. It is amazing how doing without a staple puts a CRAMP in your menu planning and your cooking.&lt;br /&gt;
&lt;br /&gt;
............&lt;br /&gt;
Ooops,&lt;br /&gt;
Did not get to the grocery store. My Mom...</description>
      <pubDate>Thu, 01 Feb 2007 06:35:44 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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      <title>Getting started - again</title>
      <link>http://sweetpovertyflats.savingadvice.com/2007/01/31/getting-started-again_21538/</link>
      <description>I lost this site. No computer for a while and then one thing after another prevented me from posting.&lt;br /&gt;
&lt;br /&gt;
My plan on Jan 01,2007 was to spend only $100.00 at the grocery store.My freezer and pantry was in need of Sorting and purging so I decided DO NOT BUY MORE FOOD.... ONLY &quot;MUST HAVES&quot;...</description>
      <pubDate>Wed, 31 Jan 2007 06:04:22 PST</pubDate>
	  <author>BlueRidgeRnr@aol.com (MarthaAnn)</author>
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